Consulting Services Division

It’s not a matter of IF, but WHEN you will be audited!

 

 

 

New Office Set-Up

 

Our service provides you with the basic and advanced tools needed to be in compliance in the loan origination business. 

 

Our services include:

· Office Set-Up

· Efficiency Evaluations

· On-Site Training

· Compliance Program Design

· Origination Software Set-Up

 

Compliance

 

PRE-AUDIT

 

Our PRE-AUDIT SERVICE is essential to your business.  A mock, compliance audit will give you, the mortgage broker, the opportunity to have loan files and office set-up evaluated by us before the Savings and Mortgage Lending Department auditor appears at your doorstep.  This service is also useful for brokers who have had a satisfactory audit, but want to improve on their level of quality. 

 

REGULAR COMPLIANCE CHECK-UPS are strongly encouraged as part of the ongoing preventative maintenance plan for all brokers!  Our service will help you implement the changes needed to correct your actions before it’s too late. 

 

Audit Preparation

 

Need help getting ready for the audit?  Our AUDIT PREPARATION service will provide you with a check of your files, office set-up, the items you need to have displayed, and an opportunity to find out how you will do in the pending audit. 

 

We can also help you correct some issues to put you on the right path.  This has been a very successful service for many brokers who would have done very poorly in an Audit, but our consultation turned the brokers on the right path which provided the broker with a higher score.

 

POST-AUDIT

 

Our POST-AUDIT RESOLUTION SERVICE is for brokers that have been recently audited and received a rating of 4 or 5.  Brokers in this category MUST take IMMEDIATE action to address the issues or risk suspension or revocation of their license.  This is a SERIOUS SITUATION and should not be treated lightly.

 

The SML wants to see that you have given serious commitment to compliance and corrective actions.  We will meet with you immediately and work with you to prepare your state mandated written response. 

 

For dual license holders, brokers who receive a less than satisfactory rating are at even HIGHER RISK because the other licensing entities will be informed that your mortgage license has been revoked.  This puts your other licenses in serious JEOPARDY!

 

REGULAR COMPLIANCE CHECK-UPS are required, in many cases, for brokers who receive a 4 or 5 rating to meet the state mandate of having “close supervisory attention and monitoring.” 

 

 

It is imperative that you and your company maintain the highest level of compliance and efficiency, and to keep up with the many changes that occur regularly. 

 

Protect your license and livelihood! 

Call Alliance Academy Consulting Services TODAY!

 

(972) 980-0643

Alliance Academy Consulting Services has what you need to maintain compliance with laws and regulations.  AACS has the designed services catered specifically to address your needs and concerns as a mortgage broker. 

 

Many mortgage brokers have been surprised to learn either by us or through a state audit that they are out of compliance and were not aware of all of the updates and regulations guiding everyday loan origination practices. 

 

Don’t wait until you get a

phone call from the Department!